are you including medicare waste? >> yes. >> how much of that is medicare? >> medicare's 40% or 50% of the health care expense, so extrapolate from that. i would say there's a lot more waste and medicare than commercial because the policing method is much harder than a commercial book a business. >> is a 40% of the 750 billion? >> minimum. >> so what is being done about that? and has surpassed organization proposed anything to be done to eliminate waste and medicare? if you don't tackle that, you could talk forever about theater aspects of ways. >> a few things they are. it's a good general beliefs is is coming from duplicative services, for example. it's coming from fraud and inefficiency relative to what individuals being serviced. so where we are not occurred and manage in one of the for 50-cent love fee-for-service as a result of our programs. so i talk about humana care. let's talk about humana care as an example. our objective is to keep people at home in an environment they feel most comfortable with as opposed to an institution. i mentioned we produc